When you think of saving, what comes to mind? Saving money on a purchase? That is always good, but what is great is doing real saving: setting aside money as opposed to reducing what is spent. When I am able to save money, I simply take a percentage out of every paycheck and place it in a saving account. This is the classic definition of saving that I am referring to.

When living on a budget you will feel much less stress as a result from finances. Having a budget in place and getting into a habit of saving takes a lot of uncertainty out of the thought process involved in thinking about money. We stress about things we are unsure of and the "what-ifs" in life. When we have a game plan in place and we set a predictable pattern of spending, life is just much more simple and enjoyable. So really, manage your money, pay off your debts, and look forward to the future!